Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate?
Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.
Topics: Newsletters, Mortgage Broker, Blog, Australia Property, australia finance, mortgage stress, Mortgage Debt, Variable Interest Rate, Fixed Interest Rate
Claiming depreciation on an investment property can make a significant difference to a property investor’s cash flow.
Topics: Property Management, Australia Property, BMT Tax Depreciation
Timing is often a challenge when it comes to buying a new home and selling an existing one. In a perfect world, both transactions would happen simultaneously. In reality though, you could end up owning two properties while you sell your existing home. That’s where bridging finance comes in.
Topics: Newsletters, Mortgage Broker, Bridging Finance, Australia Property, mortgage rates, Mortgage Debt
It can be hard to update the interior of your home if your landlord doesn’t approve of permanent changes to their property. Whatever change you’re looking for, you might be surprised by what you can do without creating any havoc with your landlord.
Topics: Property Management, Landlords, Tenants, Australia Property, Home Renovations
Every investment property should have a tax depreciation schedule completed for it. By unlocking the cash flow potential in an investment property, owners can save thousands of dollars every year in their tax return.
Topics: Buying, tax depreciation, Summer, Australia Property, Investing in Property
Throughout December 2017, as a nation we spent an accumulative estimated $30 billion dollar on credit cards. While many of us don’t want to be a statistic, the fact is that nearly half of us won’t be able to reply our Christmas spending within the interest free period (55 days).
Topics: Newsletters, Household Debt, Mortgage Express, Australia Property, saving tips
There’s a lot to consider when planning the purchase or sale of a property, particularly if you’re bringing funds into Australia or moving funds out.
Topics: Selling, Foreign Investment, Blog, Australia Property
A home represents year of work to build up precious possessions and investment in the future. It makes sense to take some precautions in the event of losing such valuable assets. Home and contents insurance can buy peace of mind.
Topics: Insurance, Blog, Summer, Australia Property
Topics: Rural & Lifestyle Properties, Selling, Advice, Blog, Winter, Australia Property